Basic EC Eligibility Conditions

(A)  Family Nucleus

  • Married couple & Children (if any)
  • Fiance / Fiancee
  • Single with parents & siblings (if any)

(B)  Citizenship Requirement

  • Each application consist of at least :
    • 1 Singaporean Citizen (SC) and 
    • 1 Singapore Permanent Resident (SPR)
  • Applicant must be SC while co-applicant /  essential occupier can be SC or SPR

(C)  Age Requirement

  • Applicant(s) must be at least 21 years old at the time of applicant

(D)  Income Ceiling

  • Total GROSS household income equal or less than $12,000 a month

(E)  Non Ownership of Private Property

  • Must not own any private property (including HUDC flat / ECs) locally or overseas
  • Must not have disposed of interest in private property within 30 months prior to date of application

(F)  Satisfied 5 Years Minimum Occupation Period (MOP) for *Subsidized Flats

  • Existing owners / ex-owners / essential occupiers must satisfy a 5 Years MOP before they can apply for an EC unit
  • Computation excludes any period of subletting of whole flat and non-occupation of flat at time of EC application

*Subsidized flats include (1) Direct purchase HDB flat / Selective En-bloc Redevelopment Scheme (SERS) replacement flat (2) DBSS flats bought from developers (3) Resale flat bought under CPF Housing Grant Scheme


Other EC Eligibility Conditions

  • Cannot own or have sold second subsidized flat
  • Cancellation of booking of Build-To-Order (BTO) and Sale of Balance Flats (SBF) Exercises launched from March 2012
    • 1 year debarment from date of cancellation
  • Undertake to dispose of Interest in existing flat
    • Within 6 month from TOP / date of Developer’s Notice of Vacant Possession
  • Cancel existing HDB Flat Application
    • Sign cancellation from before booking EC unit
  • Cancel other booked DBSS / EC units
    • Produce proof of cancellation issued by other developer before booking EC unit


EC Eligibility Schemes

(A)  Public Scheme

  • Applicant with spouse & children (if any)
  • Applicant (single), with parents & siblings (if any)
  • Applicant (widowed or divorced) with children under legal custody, care and control

(B)  Fiance / Fiancee Scheme

  • Applicant must be single, widowed or divorced at time of application
  • NOT eligible if pending finalization of divorce
  • When to submit Marriage Cert
    • With CPF Housing Grant — Before taking possession of EC unit
    • Without CPF Housing Grant — Within 3 months after taking possession of EC unit
  • If Break Up, return Grant with interests

(C)  Orphans Scheme

  • At least 2 single orphans
  • Applicant must include all unmarried siblings
  • One of the deceased parents was a Singapore Citizen (SC) or Singpoe Permanent Resident (SPR)
  • Applicants not eligible for CPF Housing Grant

(D)  Joint Singles Scheme

  • Applicant and another single person (unmarried, divorced or widowed)
  • Both must be SCs and apply jointly as co-applicants
  • Both must be 35 years old
  • Applicant not eligible for CPF Housing Grant


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